FOR IMPACT & JUSTICE PARTNERS
Build a source of congruent capital you have a stake in.
ABOUT
Impact funds, justice foundations, and community lenders are peers in the same crowded pool, often reaching for the same money to build their capital stack. Grants, program-related investments, mission-aligned capital, always answering to someone else.
The Equity Picture generates capital a different way. Not by asking for it, but by drawing it from real loans that help workers buy the companies they work for. That capital comes back around instead of running dry, and the partners who help build the platform share in it.
THE CONCEPT
Designed to generate capital that keeps coming in, instead of a grant that runs out.
Capital that stays congruent by design, because it comes from workers owning their own companies.
No lending, no risk, nothing on your balance sheet. You make introductions. We build the rest.
Returns built to feed community work and the next round of worker buyouts.
THE SOURCE
When a company’s workers buy that company, they need a loan. Arranging and managing that loan is real work, and it earns fees on every deal. The Equity Picture does that work, and the fees flow back to everyone who helped build the platform, including you. The more worker buyouts happen, the more the capital grows.
Credit unions make the loans. We give them the tools to do it safely, so no single lender carries the whole risk. That’s the engine. You never touch it. You just share in what it produces.
THE ECONOMIC OPENING
High interest rates have slowed the big private-equity buyouts, but workers buying their own companies is speeding up. Individual buyouts run $2M to $25M, and the pilot book aggregates roughly $75M across several deals. The need is here. The plan is built. What’s missing is the founding partners who can open the right doors.